Pembebanan Hak Tanggungan pada Hak Guna Bangunan Atas Tanah Hak Milik
DOI:
https://doi.org/10.62383/aliansi.v1i6.559Keywords:
Mortgage on Building Use Rights (HGB), Land Ownership Rights, Encumbrance of Mortgage RightsAbstract
The State, as the supreme authority over land, water, and outer space, including the natural resources within, holds the highest level of power as an entity representing the entire population. This authority includes the regulation, utilization, use, and maintenance of these resources, as well as defining the legal relationships between individuals and these resources. The primary goal of this authority is to achieve the greatest welfare for the people and to promote justice, well-being, and freedom within a society based on the principles of an independent, sovereign, just, and prosperous Indonesian legal state. In the context of Indonesian agrarian law, land is considered a part of the earth's surface and is governed by Law No. 5 of 1960 on Basic Agrarian Principles (UUPA). Land rights, such as Ownership Rights and Building Use Rights (HGB), play a crucial role in land management and use, including as collateral for credit. Mortgage Rights, regulated by Law No. 4 of 1996, provide security over land and related objects, with the right holder entitled to sell the property through public auction if the debtor fails to meet their obligations. The importance of land registration and ownership rights is regulated by Government Regulation No. 24 of 1997, which ensures legal certainty for land and property owners. Creditors, including banks, play a critical role in the economy by providing credit facilities, where collateral on land and buildings is a key aspect to ensure the security of repayment and the legal validity of transactions. The classification of creditors as separatis, preferen, and konkuren facilitates the execution of mortgage rights in the event of contract breaches, thereby providing the necessary legal protection for lenders.
Downloads
References
Ariyanto, J. D. (2008). Praktek penggunaan surat kuasa membebankan hak tanggungan di Kota Tangerang (The practice of the utilization of charging security rights authorization letter in Tangerang City) (Doctoral dissertation, Program Pascasarjana Universitas Diponegoro).
Azis, A. (2022). Kedudukan tanggungan terhadap hak guna bangunan atas tanah rumah tinggal. Jurnal Jass, 3(2), 13-20.
Darmawan, M., Irawan, D., Nastiti, A., & Arifah, N. (2023). Pembebanan hak tanggungan pada hak guna bangunan di atas hak milik. Jurnal Hukum dan Pranata Sosial Islam, 5(1).
Doly, D. (2011). Aspek hukum hak tanggungan dalam pelaksanaan roya. Jurnal Negara Hukum, 2(1).
Harsono, B. (2008). Himpunan peraturan-peraturan hukum tanah. Djambatan.
Irmayanti, A., Simanjuntak, K., & Naim, S. (2024). Perlindungan hukum bagi kreditur akibat berakhirnya jangka waktu hak guna bangunan yang dibebani hak tanggungan. Judge: Jurnal Hukum, 5(2), 120-132.
Kansil, C. S. T. (1989). Pengantar ilmu hukum dan tata hukum Indonesia. Balai Pustaka.
Kolloh, S. T. Akibat hukum hapusnya sertifikat hak guna bangunan. Perpustakaan Universitas Airlangga.
Nugroho, T. W. (2011). Analisis yuridis terhadap regulasi Bank Indonesia berkaitan dengan manajemen risiko sebagai penerapan prinsip kehati-hatian perbankan (Doctoral dissertation, Fakultas Hukum).
Peraturan Pemerintah Nomor 4 Tahun 1996 tentang Hak Tanggungan atas Tanah beserta Benda-Benda yang Berkaitan dengan Tanah (1996).
Pureklolon, T. T., & MM, M. S. (2020). Negara hukum dalam pemikiran politik. PT Kanisius.
Ridwan, I. H. J., & Sodik, S. H. A. (2023). Hukum tata ruang: dalam konsep kebijakan otonomi daerah. Nuansa Cendekia.
Sappe, S., Latturete, A. I., & Uktolseja, N. (2021). Hak pakai atas tanah hak milik dan penyelesaian sengketa. Batulis Civil Law Review, 2(1), 78-92.
Undang-Undang Nomor 4 Tahun 1996 tentang Hak Tanggungan Atas Tanah Beserta Benda-benda yang Berkaitan dengan Tanah (1996).
Undang-Undang Nomor 5 Tahun 1960 tentang Peraturan Dasar Pokok-Pokok Agraria (1960).
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
