Urgency of Money Laundering Crime Policy Reform in the Implementation of Digital Rupiah in Indonesia

Authors

  • Agung Imam Santoso Universitas Borobudur
  • Faisal Santiago Universitas Borobudur

DOI:

https://doi.org/10.62383/aliansi.v2i1.769

Keywords:

Money Laundering (TPPU), Rupiah Digital, Financial Technology

Abstract

The development of financial technology, especially with the introduction of the digital rupiah, presents new challenges in the supervision and prevention of money laundering (TPPU) in Indonesia. Although existing regulations are sufficient to regulate conventional transactions, these regulations are not fully prepared to anticipate potential money laundering risks related to digital transactions. This study identifies shortcomings in existing TPPU policies, including limited supervisory infrastructure, lack of regulations for cross-border transactions, and challenges in verifying identity in digital transactions. More adaptive policy reforms and comprehensive regulatory updates are needed to address these challenges. Applying advanced technology, strengthening coordination between related institutions, and public education is key to creating a safe and trusted financial ecosystem in dealing with financial technology-based transactions, including Rupiah Digital.

 

Downloads

Download data is not yet available.

References

Anggraeni, D. T. (2022). The Potential Of Digital Rupiah As A New Solution To Combat Corruption In Indonesian Governmen. Fair Value: Jurnal Ilmiah Akuntansi Dan Keuangan, 4(3).

Ardyanto, A. d. (2022). Teknologi Metaverse dan NFT. Medan: Yayasan Kita Menulis.

Awang Abu Bakar, N. S. (2020). he Central Bank Digital Currency in Malaysia: A Literature Review. Innovation of Businesses, and Digitalization during Covid-19 Pandemic.

Disemadi, H. S. (2021). Kajian Praktik Money Laundering dan Tax Avoidance dalam Transaksi Cryptocurrency di Indonesia. NUSANTARA: Jurnal Ilmu Pengetahuan Sosial, 8(3).

FATF. (2018). Anti-Money Laundering And Counter-Terrorist Financing Measures: Australia. Australia: 3rd Enhanced Follow-up Report.

Hamzah, A. (2017). Economic Crime. Jakarta: Erlangga.

Hendarta, F. (2022). Proyek Garuda: Menavigasi Arsitektur Digital Rupiah. Jakarta: Bank Indonesia.

Kurniawan, I. (2012). Perkembangan Tindak Pidana Pencucian Uang (Money Laundering) dan Dampaknya Terhadap Sektor Ekonomi dan Bisnis. Jurnal Ilmu Hukum, 4(1).

Lisanawati, G. d. (2022). Urgensi Pengaturan Hukum Central Bank Digital Currency Dalam Dimensi Anti Pencucian Uang. Veritas et Justitia, 8(1).

Mahardika, Z. R. (2023). Going Digital Rupiah: Some Considerations From Sovereignty And Cybersecurity Perspectives. Journal of Central Banking Law and Institutions, 2(1).

Rani, D. A. (2021). Uang Virtual (Cryptocurrency) sebagai Sarana Tindak Pidana Pencucian Uang dalam Perdagangan Saham. Jurnal Konstruksi Hukum, 2(1).

Saidin, O. (2015). Aspek Hukum Hak Kekayaan Intelektual (Intellectual Property Rights). Jakarta : PT. Rajagrafindo Persada.

Sjahdeini, S. R. (2007). Seluk Beluk Tindak Pidana Pencucian Uang dan Pembiayaan Terorisme. Jakarta: Pustaka Utama Grafiti.

Soewarsono. (2004). Peran Kejaksaan dalam Melawan Pencucian Uang. Legislasi Indonesia, 1(3).

Zams, B. M. (2020). Designing Central Bank Digital Currency for Indonesia: The Delphi–Analytic Network Process. Bulletin of Monetary Economics and Banking, 23(3).

Downloads

Published

2024-11-30

How to Cite

Agung Imam Santoso, & Faisal Santiago. (2024). Urgency of Money Laundering Crime Policy Reform in the Implementation of Digital Rupiah in Indonesia. Aliansi: Jurnal Hukum, Pendidikan Dan Sosial Humaniora, 1(6), 335–348. https://doi.org/10.62383/aliansi.v2i1.769

Similar Articles

1 2 3 4 > >> 

You may also start an advanced similarity search for this article.