Analisis Kasus Wanprestasi Antara Debitur Dan Kreditur Terhadap Perjanjian  Pinjaman Kredit Bank Studi Kasus Putusan (Nomor 5/PDT.G.S/2023/PN.BTG)

Trianda Lestari; Syahrando Muhti; Muhamad Fatur Rahman Bey Husdi

doi:10.62383/terang.v1i1.76

Authors

Trianda Lestari Universitas Maritim Raja Ali Haji
Syahrando Muhti Universitas Maritim Raja Ali Haji
Muhamad Fatur Rahman Bey Husdi Universitas Maritim Raja Ali Haji

DOI:

https://doi.org/10.62383/terang.v1i1.76

Keywords:

Agreement, default, payment

Abstract

A broken promise or default is a situation where a debtor is unable to fulfill his obligations in accordance with the debt and receivable agreement he made, for example not making installments or repayment on time. As in article 13138 of the Civil Code which states "All agreements made in accordance with law apply as law for those who make them. This agreement cannot be withdrawn other than by agreement of both parties, or for reasons determined by law, the agreement must be carried out in good faith. In this paper, the problem is regarding the bank credit payment agreement made between the debtor and the creditor in the contents of the agreement that has been given by agreement between the parties given a period of time by the creditor to the debtor, but the debtor is negligent and does not pay compensation even though it has been billed and a summons has been given. or a warning, so that the debtor files a lawsuit. The theory in this research uses contract law theory which regulates agreements and methods using normative legal research methods which refer to court decisions and statutory regulations. So the title that the researcher will discuss is the analysis of cases of default between debtors and creditors regarding bank credit loan agreements, case study decision number 51/PDT.G.S/2023/PN.BTG

References

Abbas, Mohamad Nur Muliatno. 2020. “Penyalahgunaan Keadaan Dalam Kontrak Baku Perjanjian Kredit Bank.” Gorontalo Law Review 3(2):188–204.

Agustina, Riska, Hartono Widodo, and Grace Sharon. 2021. “Kepastian Hukum Bank Garansi Bagi Kreditur Terhadap Wanprestasi Debitur Pada Pelaksanaan Perjanjian Kerja Konstruksi.” Krisna Law 3(2):1–11.

Chantika, Nesya. 2018. “Penerapan Asas Kebebasan Berkontrak Dalam Perjanjian Kredit UKM (Studi Pada Bank Bukopin Cabang Medan).”

Koto, Ismail, and Faisal Faisal. 2021. “Penerapan Eksekusi Jaminan Fidusia Pada Benda Bergerak Terhadap Debitur Wanprestasi.” Journal of Education, Humaniora and Social Sciences (JEHSS) 4(2):774–81.

Nuralisha, Marsheila Audrey, and Siti Mahmudah. 2023. “Tinjauan Yuridis Tanggung Jawab Hukum Dalam Perjanjian Kredit Perbankan Apabila Debitur Wanprestasi.” AL-MANHAJ: Jurnal Hukum Dan Pranata Sosial Islam 5(1):277–90.

Nurdianto, Fauzan Thariq. 2018. “PEMBAYARAN GANTI RUGI OLEH DEBITUR KEPADA KREDITUR AKIBAT WANPRESTASI DALAM PERJANJIA N BERDASARKAN PASAL 1236 KUHPERDATA.” Lex Et Societatis 6(7).

Pamungkas, Mega Bintang. n.d. “Asas Asas Hukum Perjanjian Pada Perjanjian Kredit Bank BRI Dalam Kajiab Hermeneutik.”

Pohan, Mahalia Nola, and Sri Hidayani. 2020. “Aspek Hukum Terhadap Wanprestasi Dalam Perjanjian Sewa Menyewa Menurut Kitab Undang-Undang Hukum Perdata.” Jurnal Perspektif Hukum 1(1):45–58.

Putri, Nazwa Ratna. 2022. “Tinjauan Hukum Pelaksanaan Perjanjian Kredit Pada PT. Bank Sinar Mas Cabang Kampar.”

Ranti, Fitri Ayu. 2019. “Penyelesaian Wanprestasi Dalam Perjanjian Kredit Di Bank BRI KCP Jombang Kota.” Jurnal Privat Law 7(1):137–42.

Romli, Muhammad. 2022. “Konsep Syarat Sah Akad Dalam Hukum Islam Dan Syarat Sah Perjanjian Dalam Pasal 1320 KUH Perdata.” Tahkim 17(2):173–88.

Sinaga, Niru Anita, and Nurlely Darwis. 2020. “Wanprestasi Dan Akibatnya Dalam Pelaksanaan Perjanjian.” Jurnal Mitra Manajemen 7(2).

Suardja, Tatang Odjo. 2020. “PERJANJIAN PINJAM MEMINJAM FINTECH DIHUBUNGKAN KATA SEPAKAT PARA PIHAK SESUAI KETENTUAN PASAL 1320 KUHPERDATA DAN UNDANG UNDANG ITE.” Yustitia 6(2):201–16.

Sukerta, I. Made Rai, I. Nyoman Putu Budiartha, and Desak Gde Dwi Arini. 2021. “Restrukturisasi Kredit Terhadap Debitur Akibat Wanprestasi Karena Dampak Pandemi Covid-19.” Jurnal Preferensi Hukum 2(2):326–31.